A Vacation that Won’t Make you a Slave to Debt

Camped at High House Tarn Bottom

Many people eagerly await their annual vacation and look forward to a relaxing getaway. These vacations can come at a hefty price tag, resulting in unnecessary credit card debt for many families. Luckily, this does not have to be the case, as there are several ways to save money on a vacation without compromising the quality of the trip.

Traveler’s Checks to Keep Vacationers in Check

Before heading out on vacation, it can be a good idea to know how much money can be spent on the trip without using credit cards. Once this amount is determined, you can buy traveler’s checks in that amount. Put half of these checks back and vow that you will not begin using them until you are on the return trip. Each time you make a purchase, you will be able to see how much money you have left so you will know if you can afford to buy souvenirs or attraction tickets. If you absolutely need to go a little over what you have allotted yourself, a payday loan may be a good choice – just so long as you can pay it off with your next paycheck once you get back to work after vacation.

Camping vs. Hotel Stay

If you find you absolutely must get away, visiting a campground can help you reduce travel costs. Staying at a campground normally costs a fraction of typical hotel lodging. The lowest rates are usually for tent camping areas, which can cost as little as $10 per night. While tent camping is ultimately the cheapest, renting an RV spot can also be less expensive than the cost of renting a hotel room.

Cabins might be nearly as expensive as a hotel, but if they are large enough to accommodate two families, the cost can be divided between the parties. Many campgrounds offer recreation such as swimming or miniature golf, which means that campers do not have to spend money on entertainment when visiting. Since most campers cook their own food over an outdoor fire, this also allows you to save money over eating at restaurants.

Having a Picnic

When traveling by automobile, most tourists are tempted to stop at a roadside diner for lunch. The cost of doing so can be outrageous; a good way to reduce this expense is by having a picnic lunch instead. Many rest stops and state parks offer picnic pavilions with park grills for travelers to enjoy a meal in. Best of all, you can stay within your budget without feeling the need to pay for meals by using a credit card.

There are many fun and creative ways to avoid going into credit card debt while traveling. When planning a trip, it is important to make a detailed list of expenses so you can determine where you might be able to cut costs. Remember that an affordable vacation will be more enjoyable, because you will not need to worry about how to pay for it later.

Jay Batt is a freelance blogger who writes about affordable vacations. If you are looking for a way to finance your next trip, a cash advance might just be the answer.

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